Indri Iswardhani, Rahayu Alkam, and Ade Ikhlas Amal Alam. “Comparative Analysis of Financial Risk Between Conventional and Shariah Banks: A Perspective of Market, Liquidity, and Credit Risks”. Journal of Studies in Academic, Humanities, Research, and Innovation 2, no. 2 (December 5, 2025): 179–191. Accessed June 19, 2026. https://journal.as-salafiyah.id/index.php/sahri/article/view/911.